Benefits / Value

nCino delivers significant ROI to banks, their customers and shareholders.

Real Value. Real Results.

nCino enables financial institutions to operate more efficiently, while also delivering greater shareholder value and exceeding customer expectations.

Profitability
Through increased deposit and loan volumes, reductions in loan closing times, and freeing up employees to focus on relationship-building and revenue-generating activities, nCino gives banks a true competitive advantage. nCino helps institutions achieve:
  • 17 percent reduction in operating costs
  • 19 percent increase in revenue
  • Stronger customer relationships
  • Greater competitive advantage
Efficiency
nCino drives increased efficiency by removing duplicate data entry, eliminating paper files and increasing transparency and collaboration among employees and other bank stakeholders.
  • Increases accountability
  • Reduces regulatory prep time
  • 22% increase in staff efficiency
  • Reduces loan cycle times
Safety and Soundness
nCino acts as a risk mitigator and early warning system through reductions in policy exceptions, loan loss provisions, regulatory exam preparation, as well as through increasing operating transparency at all organizational levels and across all lines of business.
  • Reduces regulatory disruption
  • Monitoring tools reduce risk
  • Detailed and in-depth reporting tools
  • Ensures regulatory compliance
Digital Engagement
nCino provides digital engagement between the banker and the customer through a single, cloud-based platform. The Bank Operating System can be accessed anytime, anywhere, from any device, providing a seamless experience for all users.
  • Increases customer engagement
  • Enhances communication
  • Increases cross- and up-sell opportunities
  • Personalizes each customer's experience
Data Analytics
nCino integrates with core and point systems within a financial institution, centralizing data and providing detailed dashboards and reporting. Delivering data intelligence across all business lines with easy-to-view pipeline analytics, nCino is the single source for executives to view and manage bank operations.
  • Create meaningful real-time reports
  • Monitor and analyze performance across the bank
  • Leverage AI and machine learning for institution and customer insights
  • Reduce regulatory prep time and enhances compliance
Simplicity
Through ease of integration that does not disrupt the bank or affect the core, nCino consolidates multiple banking systems into one platform and delivers an intuitive software interface for the way in which today's banks operate.
  • Quick view dashboard
  • Core independent
  • Consolidates data services
  • Industry-leading implementation times

Each Bank. Every User. Real ROI.

Built by bankers for bankers, nCino provides a personalized experience for each individual, all on a single platform, that seamlessly connects bank employees, their customers and third parties. Below are a few examples of roles that can benefit from the nCino Bank Operating System.

CEO
Responsible for the overall direction, culture and administration of the Bank, the CEO can look forward to maximizing revenue and profits, instilling a passionate company culture, and delivering a stronger ROI to the bank's shareholders, customers and employees with nCino.
  • True competitive advantage
  • Increases revenue
  • Provides ROI
  • Boosts profitability
COO
With responsibility for the day-to-day operations of the bank, the COO will benefit in significant ways from the insight the Bank Operating System provides into the institution's entire product portfolio and organization.
  • Increases transparency
  • Improves efficiency
  • Reduces operating costs
  • Improves workflow
CCO
With nCino, the CCO can look forward to improved regulatory relations, as well as reductions in compliance errors, regulatory costs, and exception rates along with portfolio management in real-time.
  • Lower compliance risk
  • Lower regulatory cost
  • Reduces regulatory disruption
  • Robust reporting and portfolio monitoring
CFO
With responsibility for the entire bank's operating and financial results, nCino provides the CFO with complete operating transparency, custom reporting and data intelligence, and the security of a SOC 2 Type II cloud banking solution.
  • Reduces operating costs
  • Provides deeper insights into bank operations
  • Improves M&A speed
  • Consolidates multiple banking systems
Bank Customers
Customers are demanding personalized service and greater speed and convenience out of their financial institutions. Their experience and satisfaction ultimately affects an institution's business and bottom line. With nCino, financial institutions can provide customers with an experience that is seamless, modern and transparent.
  • Greater visibility into the loan process
  • A personalized and digital experience
  • Deeper customer engagement
  • Increased customer loyalty
CMO
It's important for marketing to collaborate across operations, sales, IT and each business line at the bank. nCino equips the CMO with a single platform and complete transparency across the organization and into the customer base to manage campaigns and drive revenue and customer satisfaction.
  • Deliver a digital experience for customers to enjoy
  • Anticipate and personalize product and service offerings
  • Leverage AI to support strong SEO and SEM strategies
  • Robust reports and dashboards
Regulators
As entities responsible for determining whether financial institutions are following safe and sound practices, regulators gain tremendous benefits from nCino's digital platform. Regulators can look forward to more efficient and effective examination processes through nCino's transparency and reporting.
  • Reduced examination time
  • Access to rich reporting
  • Elimination of exam disruptions
  • Digital access to data and business processes
CIO
nCino equips CIOs with a robust cloud technology platform that improves the front-office and back-office digital functionality and the customer experience. The CIO can also look forward to operational efficiency delivered through an intuitive technology architecture and streamlined business process management.
  • Reduces IT cost
  • Minimize risk
  • Improve service quality
  • Reduce exam times and regulatory disruption
Third Parties
It's important to provide third parties who are working on multiple loans for a financial institution (e,g., attorneys, brokers, appraisers and other financial organizations) to have access to easily correspond. nCino provides a secure portal for these parties to work on multiple loans with the bank and upload documentation.
  • Secure digital document upload
  • Control access and permissions
  • Streamline communication
  • Reduce errors and streamline efficiency