A Banking Platform That Delivers Intelligence & Efficiency

nCino’s Commercial Banking Solution provides a seamless and collaborative end-to-end experience. Our solution replaces disparate systems with a single, intelligent solution that streamlines everything from customer onboarding to account opening, from loan origination to approval.

  • Replaces siloed systems with streamlined experiences 

  • Maximizes performance, productivity, and profitability

  • Leverages the power of nCino IQ (nIQ) to deliver real-time actions and insights

  • Centralizes active data for reporting and portfolio management

  • Accelerates processes with configurable and intelligent automation

A solution that drives results

There’s a reason 40% of commercial loans in the U.S. run on nCino. Our Commercial Banking Solution empowers financial institutions with speed, efficiency, and growth to outperform in the marketplace.

One Cloud-Based Platform vs. Nine Disparate Systems

Our seamless and collaborative end-to-end experience makes replacing disparate systems simple to help your institution modernize with ease.


faster loan origination.


of commercial loans in the US run on nCino.

1 Hour

Decreased onboarding for complex commercial accounts from 2 weeks to within an hour

Intelligently price loans to optimize profitability

“nCino's Commercial Banking Solution allows our bankers to continue to support the customer's experience while also freeing them up to do what they do best—spending quality time with our customers.”

Lisa Frazier

Chief Operating Officer at Judo Bank

Automation and Intelligence for Efficiency and Growth

Supercharging nCino’s Cloud Banking Platform, nCino IQ (nIQ) leverages artificial intelligence (AI), machine learning (ML), and analytics to empower financial institutions with data-driven insights and intelligent automation. This accelerates revenue growth, improves operational efficiency, and delivers personalized experiences.

Read Emprise Bank Case Study
An abstract screen shows a checklist graphic over a light blue rectangular background.

Deliver Distinct Experiences 

nCino’s Commercial Banking Solution helps financial institutions boost customer acquisition and loyalty with streamlined processes that deliver frictionless, personalized experiences.

Explore the Relationship Manager Experience
Abstract screens of the commercial banking UI and data overlap each other over a dark navy background.

Enter your information below and see how nCino can transform your financial institution. We've pre-populated the form based on industry averages; please adjust for your institution.

Your Information

How many full-time employees are involved in origination?

What is the size of relevant portfolio assets?

What is your net interest margin (NIM)?

Your Estimates

Estimated efficiency gain percentage?

How many systems would you be able to replace?


Estimated value of efficiency gains


Annual net interest income


Annual cost savings


Estimated total annual benefit


The ROI Calculator is based on results from existing nCino clients. The information provided by nCino's ROI Calculator is an estimate for general informational purposes only. nCino does not guarantee results. All information in this output is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of this output.

See a Demo

See nCino in action and learn how the pioneer in cloud banking can help transform your financial institution.

Required fields are indicated with a (*)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.