# Agentic Banking Lives Here. nCino brings together AI agents, your bankers, and more than 14 years of financial industry context on one purpose-built platform — so every institution can lend smarter, work faster, and serve clients with complete confidence. AI agents built for every banking role. nCino combines over 14 years of financial data with your bankers' judgment to lend smarter and work faster. --- **Digital Partners | Now Available** ## AI Banking Built for Every Role in Your Institution nCino's Digital Partners don't just answer questions. They complete work. Five role-based AI agents built around the jobs that actually exist in banking: Executive, Analyst, Service, Processor, and Client. Users ask for what they need through Banking Advisor or Mortgage Advisor. Digital Partners handle everything behind the scenes, coordinating workflows, sub-agents, and tools to deliver results. [Meet Your Digital Partners](/news/ncino-introduces-digital-partners-role-based-agents) --- ## AI with Banking Context nCino delivers embedded intelligence informed by over 1,800 institutions and more than 14 years of industry results. **Conversational AI ** ### Banking & Mortgage Advisor A generative AI interface for banking and mortgage that surfaces context- specific guidance the moment your team needs it. [Learn More](/banking-advisor) **Risk Intelligence ** ### Continuous Credit Monitoring Real-time, proactive identification of at-risk loans with AI-recommended corrective action, before problems escalate. [Learn More](/continuous-credit-monitoring) **Automation** ### Automated Spreading AI that extracts financial data from documents with near-perfect accuracy, eliminating hours of manual entry from your analysts’ day. [Learn More](/solutions/automated-spreading) --- **The nCino Difference** ## Your Bankers. Your Digital Partners. One Winning Team. The nCino Dual Workforce model keeps your people at the center of every decision. AI handles the tedious, repetitive tasks — monitoring risk, automating workflows, surfacing insights — while your bankers apply judgement, build relationships, and close deals. Together they accomplish what neither can alone. [Learn About the Dual Workforce](https://www.ncino.com/news/ncino-introduces-digital-partners-role-based-agents) --- ## HP - Featured Stats - **2,700+ customers around the world ** - **3.5x faster document uploads with Banking Advisor when automating document filings** - **60–70% faster relationship reviews with Analyst Digital Partner as reported by our customers** --- > "nCino’s flexible technologies and unified platform enable us to build intelligent automation into our business and deliver the personalization our customers expect. It was an easy decision to become an early adopter and pioneer this co-pilot." > > — Christopher Hart, Chief Data Officer, Northern Bank --- ## Built by Bankers for Bankers Founded by seasoned bankers and entrepreneurs, nCino fuels your success by delivering a platform that addresses your needs in a rapidly changing financial environment. [Hear From Our Customers](https://www.ncino.com/blog?type=Customer+Stories) --- ## Intelligent Experiences for Forward-Thinking Institutions Tackle your biggest challenges with flexible experiences that scale with your growth and deliver faster time to value. ### Commercial Lending Boost revenue, manage risk, and deliver exceptional experiences through efficient, streamlined processes. [Learn More](/solutions/commercial-lending) ### Consumer Lending Drive growth with cutting-edge technology while offering seamless client experiences across all channels. [Learn More](/solutions/consumer-lending) ### Commercial Onboarding Transform commercial account opening with a digital experience that balances speed and compliance. [Learn more](/commercial-onboarding) ### Small Business Lending Accelerate small business lending with intelligent automation that allows lenders to originate loans more quickly and efficiently. [Learn More](https://www.ncino.com/solutions/small-business-lending) ### Account Opening Streamline account opening with a single, end-to-end digital solution that turns fragmented processes into seamless experiences. [Learn More](https://www.ncino.com/solutions/account-opening) ### Mortgage Revolutionize lending by streamlining workflows to drive efficiency and exceptional borrower experiences. [Learn More](/solutions/mortgage) ### Portfolio Analytics Centralize risk data, ensure CECL compliance, and deliver board-level insights through a complete, strategic view of portfolio health. [Learn More](/solutions/portfolio-analytics) ### Operations Analytics Transform your data into strategic intelligence and benchmark against peers with banking-specific analytics built for operational excellence. [Learn More](/operations-analytics) ### Integration Gateway Streamline banking API integrations and automate data movement between systems with purpose-built connectors that cut implementation time and complexity. [Learn More](/solutions/integrations) --- [View sitemap](https://www.ncino.com/api/markdown/sitemap)