Agentic Banking Lives Here.
nCino brings together AI agents, your bankers, and more than 14 years of financial industry context on one purpose-built platform — so every institution can lend smarter, work faster, and serve clients with complete confidence.
Trusted by industry leaders across the world
Digital Partners | Now Available
AI Banking Built for Every Role in Your Institution
nCino's Digital Partners don't just answer questions. They complete work. Five role-based AI agents built around the jobs that actually exist in banking: Executive, Analyst, Service, Processor, and Client. Users ask for what they need through Banking Advisor or Mortgage Advisor. Digital Partners handle everything behind the scenes, coordinating workflows, sub-agents, and tools to deliver results.
Meet Your Digital Partners
AI with Banking Context
Banking & Mortgage Advisor
A generative AI interface for banking and mortgage that surfaces context- specific guidance the moment your team needs it.
Continuous Credit Monitoring
Real-time, proactive identification of at-risk loans with AI-recommended corrective action, before problems escalate.
Automated Spreading
AI that extracts financial data from documents with near-perfect accuracy, eliminating hours of manual entry from your analysts’ day.
The nCino Difference
Your Bankers. Your Digital Partners. One Winning Team.
The nCino Dual Workforce model keeps your people at the center of every decision. AI handles the tedious, repetitive tasks — monitoring risk, automating workflows, surfacing insights — while your bankers apply judgement, build relationships, and close deals. Together they accomplish what neither can alone.
Learn About the Dual Workforce
2,700+
customers around the world
3.5x
faster document uploads with Banking Advisor when automating document filings
60–70%
faster relationship reviews with Analyst Digital Partner as reported by our customers
"nCino’s flexible technologies and unified platform enable us to build intelligent automation into our business and deliver the personalization our customers expect. It was an easy decision to become an early adopter and pioneer this co-pilot."
Christopher Hart, Chief Data Officer, Northern Bank
Built by Bankers for Bankers
Founded by seasoned bankers and entrepreneurs, nCino fuels your success by delivering a platform that addresses your needs in a rapidly changing financial environment.
Hear From Our Customers
Intelligent Experiences for Forward-Thinking Institutions
Commercial Lending
Boost revenue, manage risk, and deliver exceptional experiences through efficient, streamlined processes.
Consumer Lending
Drive growth with cutting-edge technology while offering seamless client experiences across all channels.
Commercial Onboarding
Transform commercial account opening with a digital experience that balances speed and compliance.
Small Business Lending
Accelerate small business lending with intelligent automation that allows lenders to originate loans more quickly and efficiently.
Account Opening
Streamline account opening with a single, end-to-end digital solution that turns fragmented processes into seamless experiences.
Mortgage
Revolutionize lending by streamlining workflows to drive efficiency and exceptional borrower experiences.
Portfolio Analytics
Centralize risk data, ensure CECL compliance, and deliver board-level insights through a complete, strategic view of portfolio health.
Operations Analytics
Transform your data into strategic intelligence and benchmark against peers with banking-specific analytics built for operational excellence.
Integration Gateway
Streamline banking API integrations and automate data movement between systems with purpose-built connectors that cut implementation time and complexity.
