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Thought Leadership

6 Tech Trends to Keep on Your Radar in 2026

With market forces already in motion, 2026's real differentiator will be the technology trends financial institutions choose to act on—and how fast they move.

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Thought Leadership

Embedded Finance: Delivering Value at the Point of Decision

Embedded finance is positioned to become the number one distribution channel for financial services within the next 10-20 years, which means the time to start preparing for the revolution is now.Today’s customers want seamless, digitally-enabled buying and lending experiences. Embedded finance has emerged as a convenient solution to meet these needs. With its buy-now-pay-later (BNPL) method of financing that eliminates the customer’s trip to the bank, embedded finance has quickly grown in popularity as a way for customers to finance items at the time of purchase.

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Customer Stories

DocFox Streamlines Business Account Opening for InBank

Bank chooses fintech to simplify account opening for business clients with end-to-end automation

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The nCino Stack

The nCino Stack

We're excited to launch our new Substack blog, where technical experts share what we’re building, learning, and solving in cloud banking technology.

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Small-Business
Thought Leadership

Celent Features nCino's Small Business Banking Solution in New Report

nCino’s Small Business Banking Solution was recently featured in Celent’s Solutionscape, a report compiled to provide guidance for banks and credit unions who are seeking a tech partner. One of the reasons nCino was featured is because our configurable and flexible Small Business Banking Solution enables financial institutions to leverage technology to overcome the challenges of serving small businesses and allows financial institutions to go to market more quickly.

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Company Culture

How nCino Gives Back Through nVolve

nCino's employee-led volunteer organization, nVolve, embodies the company's values of "Do the Right Thing" and "Make Someone's Day" by sponsoring and supporting projects in various cities, including Wilmington, Salt Lake City, London, Sydney and Toronto. Through initiatives such as paid volunteer days, donation matching and partnerships with non-profits, nCino empowers its employees to make a positive impact in their communities and live out the company's values.

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Company Culture

Celebrating nCino's Employee Resource Groups: Women nTech

nCino’s Employee Resource Groups (ERGs) are organic, employee-led groups with a focus on building community and belonging among employees and providing resources to the broader nCino community. These groups also focus on recruiting diverse talent, encouraging professional and leadership development, mentoring and community outreach. Each ERG includes executive sponsorship and a connection to the Diversity and Inclusion Council. In this series, we’re excited to offer a deeper dive into the members and goals of each ERG. This month, in celebration of National Women’s History Month, we’re highlighting Women nTech.

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Customer Stories

How Bank Independent Stays Relevant in a Competitive Market Using nCino

Bank Independent, a fast-growing community bank, adopted nCino’s Bank Operating System to improve efficiency, communication, and visibility. Learn more about the Bank’s accomplishments with nCino.

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Customer Stories

CommerceWest Bank Automates Business Account Opening with DocFox

Community bank simplifies and streamlines account opening for business clients.

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Single-Platform
Thought Leadership

Banking, Marketing and Big Data

Data and analytics have been buzzwords for years in the financial services industry, but only recently have banks started using data analytics to meaningfully drive revenue and improve the customer experience. Today, banks on the leading edge are using advanced analytics to inform and prioritize among marketing campaigns, and then automate those campaigns so that dozens, if not hundreds, can be run simultaneously by financial institutions of any size.Growing revenue in a responsible way has always been a challenge for banks, but it’s not the growing part that’s hard. A bank can grow revenue by simply easing underwriting standards and boosting loan volumes. But this increases credit risk, leading to higher charge-offs in the future. Thus, this is not an ideal growth strategy for long-term success. The challenge is to grow revenue responsibly, ideally in a way that doesn’t require regular infusions of capital.

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