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Thought Leadership

6 Tech Trends to Keep on Your Radar in 2026

With market forces already in motion, 2026's real differentiator will be the technology trends financial institutions choose to act on—and how fast they move.

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Thought Leadership

Switching Tech Within Your Stack Has Never Been Easier

There are a few key indications that it could be time to update your mortgage tech stack, and the signs are usually clear at all stages of the mortgage lifecycle. Processes slow and paperwork starts piling up because the technology can't handle a scenario it wasn't built for. Integrations that used to be dependable start breaking every time a partner sends an update. Eventually, a loan officer asks why a competitor's borrower portal feels so much smoother than the one they're using. Underneath all of it is usually the same realization: the team has outgrown its technology. What tends to hold lenders back isn't the realization itself, but what comes next. Changing any part of a mortgage tech stack used to mean recreating users one at a time, entering state licenses by hand, and rebuilding branch structures and role permissions from scratch, all of it usually landing on one or two administrators who already had a full workload before the migration even started. Given that history, staying on a system the team has clearly outgrown can start to feel like the more reasonable choice, even when everyone involved knows it isn't. What's changed is that many of the specific reasons switching used to be so disruptive have quietly gone away. Here’s what you need to know when determining if it’s time to update your mortgage tech stack.

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