Experience How nCino is Transforming Retail Banking
Deliver the Next Generation of Retail Banking
Customer expectations are continually shifting. With many e-commerce sites offering seamless digital experiences, customers expect their financial institution to offer the same efficient, digital and personalized service. As a part of nCino's powerful Bank Operating System, the Retail Banking Solution delivers a state-of-the-art digital banking experience that improves how bankers interact with their customers. From the customer's first interaction all the way through back office tasks, nCino brings both parties together on the same platform across all channels and devices. nCino's robust solution offers customer-focused onboarding, document management, account opening and retail lending with a coherent flow of information from the customer to the banker, whether in the branch, at home or online 24/7. With nCino's technology, bankers can anticipate the needs of customers and provide a frictionless user experience.
A One-of-a-Kind Digital Experience for Bankers and Customers
Provides a step-by-step, customizable process for adding new commercial and retail customers to the nCino Bank Operating System.
Empowers customers to apply for products and services online, independently and on any device.
Originate and service loans through a personalized mobile-enabled platform to streamline the entire retail operating process, constructed to meet the unique needs of the financial institution.
A configurable, integrated document repository allowing instant access to any document, incorporating any institution's policies.
Easily and compliantly gather new customer profile information, needs-assessment scenarios and verified relationship identities.
Trusted, low-touch fraud prevention to confirm identities of loan and account opening applicants.
A highly adaptive solution to run loan analyses using customer, business and third-party data to facilitate real-time decisions.
Enables financial institutions to establish and configure applications to be completed online by customers and/or employees.
Robust platform with ability to capture web leads, track applicant's progress and crease cross- and up-sell opportunities.
By housing customer and loan information in one place, financial institutions have automatic access to business intelligence and a full range of reports.
Quickly and effortlessly search for existing collateral or create new collateral across multiple loans and entities.
A customer-facing solution allowing bankers and customers to interact directly in a single, secure digital space.