nCino's Retail Loan Origination System
For consumers, applying and getting approved for loans has long been considered tedious and outdated, especially given modern technological capabilities. In order to succeed in today's digitally-forward consumer environment, financial institutions need the best technology to meet customers where they are and exceed their expectations. nCino's Retail Loan Origination System (LOS) provides a fully digital, end-to-end loan solution with automated workflows, streamlined customer onboarding, paperless document management and a 360-degree view of the customer on a single platform. Consumers can apply for retail loans anytime, anywhere and on any device. nCino's LOS offers a truly digital and competitive advantage in today's banking landscape. Financial institutions can now provide a delightful experience that is fast, simple and convenient, leading to increased loan growth and enhanced customer experiences. Make tedious retail lending a thing of the past with nCino.
nCino has been recognized by Aite Group as a best-in-class retail loan origination system (RLOS) in the analyst firm's 2020 report "Transforming Consumer Lending Through Loan Origination Systems." View the Report.
Financial institutions can establish and configure applications embedded with questionnaires for KYC and CDD information to be completed by customers and/or employees.
Users can move more quickly, with fewer clicks, to efficiently onboard new customers while collecting KYC and CDD information for database storage.
A highly-adaptive solution for running loan analyses using customer, business and third-party data to instantly generate pre-qualified loan decisions for HELOC, auto, unsecured and other term loans.
nCino's Bank Operating System provides tools and integrations for financial institutions to fulfill regulatory compliance policies as well as global and local regulations.
Robust platform with the ability to capture web leads, track an applicant's progress and increase cross- and up-sell opportunities
A configurable, integrated document repository with instant access to any of your institution's documents.
A customer-facing solution where bankers and customers can interact directly and view the status of a loan in a single, secure digital space.
Services include: automated booking, credit reporting, collateral management, flood services, document preparation, e-signature, identity verification and vehicle valuation.
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