Based in Pittsburgh, Pennsylvania, Holland Mortgage Advisors (HMA) is licensed in more than 25 states, partnering with local and national lenders to offer clients exceptional services at competitive rates. A 100% referral-based company, HMA works with industry professionals such as realtors, attorneys, insurance agents, and financial planners. 

SMBC Trust Bank is known for its strength in foreign currency transactions, its business targeting wealthy individuals, and its services related to real estate transactions in the wholesale division.With SMBC Trust Bank’s growth in its mortgage business for high-net-worth individuals, paper-based operations reached their limits, and the digitization of business operations was necessary. Another major issue was improved convenience for foreign customers, who account for about half of the Bank’s loan amounts.