Create a Predictive, Personalized and Proactive Banking Experience with nIQ
Reduce the time it takes to spread documents by 75% with Automated Spreading
Improve relationship profitability and implement intelligent pricing policies
Proactively manage credit and compliance risk
Effectively analyze the loan portfolio with industry-tested dashboards through Portfolio Analytics
Supercharging the nCino Bank Operating System, nCino IQ (nIQ), leverages artificial intelligence (AI), machine learning, and analytics to empower financial institutions with data-driven insights and intelligent automation. Through optical character recognition technology, nIQ automates information gathering procedures, reducing manual data entry and transforming data into direct business value. By combining newly available data from digitalization, comprehensive industry data, and machine learning models, nIQ calculates and delivers credit risk and profitability insights to the right banker at the right time through nCino's end-to-end platform. By embedding intelligence into each process and decision, nCino empowers financial institutions to evolve into truly intelligent enterprises, accelerating revenue growth, improving operational efficiency, and effectively satisfying customers.