Create a Predictive, Personalized and Proactive Banking Experience with nIQ
Supercharging the nCino Bank Operating System, nCino IQ (nIQ), leverages artificial intelligence (AI), machine learning, and analytics to empower financial institutions with data-driven insights and intelligent automation. Through optical character recognition technology, nIQ automates information gathering procedures, reducing manual data entry and transforming data into direct business value. By combining newly available data from digitalization, comprehensive industry data, and machine learning models, nIQ calculates and delivers credit risk and profitability insights to the right banker at the right time through nCino's end-to-end platform. By embedding intelligence into each process and decision, nCino empowers financial institutions to evolve into truly intelligent enterprises, accelerating revenue growth, improving operational efficiency, and effectively satisfying customers.
Transform Inefficient Processes with Intelligent Automation
Reduce the time it takes to spread financial statements and tax returns by more than 75% while improving spreading consistency and empowering your institution to focus on insightful financial analysis instead of manually re-keying data.
Win more deals by providing different loan structure options to clients, execute pricing policies in seamless coordination with nCino's Loan Origination System, and maintain direct visibility into forecasted profitability and ROE at the relationship, deal, or loan level.
Effectively manage credit and portfolio risk through refined probability of default, loss given default, collateral valuation and credit migration models.
Efficiently analyze and deep dive into your loan portfolio with customizable, industry-tested dashboards and reduce regulatory scrutiny with ALLL/CECL and Fair Lending analytics.
Learn more about how organizations are applying AI & powerful analytics to automate time-consuming processes, capture meaningful customer insights, and produce quantifiable business value.
Understand how intuitions can evolve from agile to truly intelligent enterprises by utilizing nCino's end to end platform to deliver the right information to the right person at the right time, resulting in efficient growth and effective risk management through true data driven decision-making.