Elevate Your Commercial Lending Experience
In order to win market share, FIs need to differentiate themselves from the competition by providing exceptional lending experiences. Outdated systems require commercial lenders to use eight or more systems for the entire loan process, from origination to closing. With nCino's single platform, FIs no longer have to rely on disparate, siloed systems that require rekeying information and result in prolonged turnaround times. The nCino Commercial Loan Origination System (LOS) utilizes automated workflow, real-time reporting, customer relationship management (CRM) and digital document management to provide an end-to-end lending process. With the nCino Commercial LOS, FIs gain a cost-effective and agile solution that can grow and change in response to market forces and fluctuations, providing an agile LOS to fit business needs.
nCino has again been recognized as the top vendor by Aite Group in the analyst firm's 2019 report "Commercial Loan Origination: Sharpening the Tip of the Spear. View the Report.
Simplify and Automate Loan Origination
Track, manage and report on all syndicated and participated loans as well as validate exposure limits with other lenders.
Quickly onboard new customers and assess their needs with streamlined workflow preconfigured with an institution's business processes.
Reduce turnaround time for credit delivery and improve credit risks and assessments. With open and flexible API functionality, integrate with third-party vendors.
Automate pre-qualifications and credit approvals based on institution's policy rules.
Reduce effort on loans by identifying parameters in which a loan should be automatically approved, declined or recommended for manual review.
A configurable, integrated document repository allowing instant access to any document, incorporating any institution's policies and leaving a visual audit trail for auditors and teammates.
Services include but are not limited to: benchmarking, credit reporting, document preparation, e-signature, flood services and identity verification.
Fulfill regulatory compliance policies as well as global, local and federal regulations.