Turn a Complex Process into a Truly Efficient Operation with nCino's Credit Analysis Suite.
Built by bankers for bankers, nCino's Bank Operating System provides credit underwriting management and staff with a centralized suite of tools to house customer data, track workflow status and manage communication. nCino's Credit Analysis functionality weaves together all the key steps in the lending process, from online application to loan origination, through credit analysis, documentation and closing. Integrating the credit analysis functionality seamlessly into the origination process has several benefits over older methods of spreading, streamlining the credit process for employees and customers alike. With nCino's end-to-end software solution, FIs accelerate growth while effectively managing risk, easing burdens within credit operations.
Aquire Credit-Worthy Customers Faster with nCino's Credit Analysis Suite
Onboard customers and conduct needs assessments with streamlined workflow preconfigured with an institution's business processes.
nCino supports loan processing by providing automated decision-making using customer, business and third-party data, configured to an institution's processes.
Easily add, delete and manage loan covenants during the approval process and throughout the life of a loan.
nCino's configurable platform allows institutions to fulfill regulatory compliance policies as well as global, state and federal regulations.
Provides concrete guidance to underwriters and enables a digital method for ensuring safety and soundness of the loan portfolio.
Consolidate and communicate details from a loan, collateral, covenant, related exposure, spreads and more.
Tracking, reporting and configurable workflow can be associated with any type of asset with nCino's Collateral Management.
Allows employees to evaluate commercial real estate that customers own or are considering purchasing to analyze property performance.
Equips financial institutions with the ability to view all relationships and their exposure at multiple levels.
Identify, record and track document and policy exceptions automatically to increase efficiency.