Calculate commercial loan pricing and optimize profitability

nCino's Commercial Pricing and Profitability

Experience the Power of On-Platform Pricing

Manage pricing throughout the commercial deal lifecycle to optimize profitability
Reduce the amount of time it takes to structure and price a deal from hours to minutes
Eliminate integration workflows and price loans during origination on an intelligent single platform
Understand and report on relationship profitability by portfolio, region, user group, user, product and term

In today's market, pricing to profitability targets is more important than ever for Financial Institutions (FIs). Without a transparent and integrated intelligent strategic pricing and profitability model, FIs run the risk of over pricing and losing business or underpricing and lowering profitability. With nCino's Pricing and Profitability, pricing policy is set, managed and administered centrally in the back office while relationship managers receive the information they need to negotiate and win deals at the moment they need it within the best-in-class nCino Bank Operating System. Pricing occurs at every relevant deal point in the commercial deal lifecycle allowing the banker to price and negotiate with minimal clicks as a deal evolves from application to balance sheet – eliminating the need for re-keying data or supporting integrations. Powered by the intelligence of nCino IQ, nCino's Pricing and Profitability gives insight into the overall relationship profitability when evaluating different pricing scenarios, enabling relationship managers to intelligently price loans to optimize profitability and win deals aligned with the institution's financial goals and targets. Ultimately, nCino's Pricing and Profitability allows relationship managers to focus on the client and provides visibility to executives and portfolio managers to ensure profitability metrics are met, delivering a unified pricing process that is simple, compliant and profitable.

nCino has again been recognized as the top vendor by Aite Group in the analyst firm's 2019 report "Commercial Loan Origination: Sharpening the Tip of the Spear. View the Report.

Connected and Intuitive: Price natively within the best-in-class user experience

On platform pricing connects data and intelligence seamlessly to align strategy with execution.

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