nCino has acquired DocFox

Our joint capabilities will simplify, automate, and drive efficiency across the onboarding and account opening experience for commercial and business banking.

Purpose-Built for Relationship-Driven Banking

We facilitate commercial onboarding and account opening so it’s a straightforward process every step of the way — powering better experiences and client-banker relationships.

Mobile product examples Account opening and onboarding

Make Commercial Account Opening Painless

Provide a digital, branded experience that acts as the single source of truth for the application process from selecting product offerings, to providing information, to agreeing on terms.

Collect Documents  & Initial Signatures

Intelligently request the right documents based on the client’s unique needs and upload them from any device.

  • Related party builder: Set up complex ownership structures where all owners and signers are invited to complete information in their own flow. 

  • Forms: Set up forms that support your bank’s unique workflows and needs based on the client account.

  • Documents: Collect all the needed documents without any guesswork – from a corporate resolution to a hand-written lease agreement.

Validate, Verify, & Approve

Leverage best-of-breed data and analysis tools to compare, verify, and finalize documents — saving your client time. 

  • Document analysis: We are the only platform that offers human-led document analysis based on rules set by your compliance team, so applications can progress even when your bankers are offline. 

  • Verification: Verify document data easily using our plugins for ID&V and business data engines.

  • Screening: View watchlist hits as well as recent relevant internet search results.

  • Risk rating: Evaluate clients through calculating a client risk score.

Open the Account

Streamline the final steps to get the account opened for your client – including gathering final signatures and transferring information to your core.

  • Digital disclosures & agreements: Gather agreements digitally or upload wet signatures digitally.

  • Tasks: Manage and follow up on outstanding signatures to gather them quickly.

  • Core integration: Avoid having to search for and update information repeatedly by integrating with your core — including Fiserv, Jack Henry, and FIS.

  • Additional integrations: Connect with your CRM, document storage system, and more.

Support Ongoing Due Diligence

Pass audits and avoid getting fined with access to extensive history of the account opening process.

  • Audit trail: Get a view of the full history of the account, including the history of actions throughout the application process, corresponding parties, and timestamps.

  • PDF summary: Export the audit trail to PDF to share with other teams within your bank.

“We have been able to streamline our onboarding process, provide a great client-facing experience, and help our back office manage all we need to open new commercial accounts.”


President & CEO FFB Bank


Net new deposits


Increase in assets year over year

James Beckwith

Embracing a single, integrated platform, particularly in commercial or business banking, is more than a technological upgrade - it's a strategic imperative. We are excited to implement and integrate.

James Beckwith

FiveStar Bank

Commercial Account Opening
Technology for Modern Banks

As a secure cloud-based solution, the nCino Cloud Banking Platform empowers banks through an end-to-end platform that spans business lines and combines capabilities.

Open Complex Accounts in Days (Not Weeks)

Replace legacy processes with workflows that help your teams onboard clients and open accounts more efficiently.

Support a Client-First Approach

Offer a modern experience no matter where, when, or how your clients want to work with you.

Build a More Efficient Team

Eliminate tedious data entry, manual paperwork, and guesswork — to support bankers.

See a Demo

See nCino in action and learn how the pioneer in cloud banking can help transform your financial institution.

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