Simplify Commercial Onboarding & Account Opening
Streamline onboarding for one of the most complex processes for commercial bankers while still delivering exceptional client experiences.
Webinar: Commercial Deposits Strategy
Commercial banks thrive on building strong relationships with their clients. Learn how to build a technology strategy that streamlines processes without compromising the client experience.
Purpose-Built for Relationship-Driven Banking
We streamline the commercial onboarding and account opening process, ensuring efficiency and superior experiences at every step.
Make Commercial Account Opening Painless
We provide a digital, branded experience that enables cost-effective interactions without the need for branch visits – from selecting product offerings, to providing information, to agreeing on terms.
Collect Documents & Initial Signatures
Intelligently request the right documents based on the client’s unique needs and upload them from any device.
Related party builder: Set up complex ownership structures where all owners and signers are invited to complete information in their own flow.
Forms: Set up forms that support your bank’s unique workflows and needs based on the client account.
Documents: Collect all the needed documents without any guesswork – from a corporate resolution to a hand-written lease agreement.
Validate, Verify, & Approve
Leverage best-of-breed data and analysis tools to compare, verify, and finalize documents — saving your client time.
Document analysis: We are the only platform that offers human-led document analysis based on rules set by your compliance team, so applications can progress even when your bankers are offline.
Verification: Verify document data easily using our plugins for ID&V and business data engines.
Screening: View watchlist hits as well as recent relevant internet search results.
Risk rating: Evaluate clients through calculating a client risk score.
Open the Account
Streamline the final steps to get the account opened for your client – including gathering final signatures and transferring information to your core.
Digital disclosures & agreements: Gather agreements digitally or upload wet signatures digitally.
Tasks: Manage and follow up on outstanding signatures.
Core integration: Avoid searching for and updating information repeatedly by integrating with your core — including Fiserv, Jack Henry, and FIS.
Additional integrations: Connect with your CRM, document storage system, and more.
Support Ongoing Due Diligence
Pass audits and avoid getting fined with access to extensive history of the account opening process.
Audit trail: Get an overview of the account’s full history, including actions throughout the application process, corresponding parties, and timestamps.
PDF summary: Export the audit trail to PDF to share with other teams within your institution.
Net new deposits
“We have been able to streamline our onboarding process, provide a great client-facing experience, and help our back office manage all we need to open new commercial accounts.”
STEVE MILLER
President & CEO FFB Bank
Increase in assets year over year
Creating a Better Client Experience
FFB Bank accelerates new business accounts by improving the account opening experience with nCino.
Embracing a single, integrated platform, particularly in commercial or business banking, is more than a technological upgrade - it's a strategic imperative. We are excited to implement and integrate.
James Beckwith
FiveStar Bank
Replace legacy processes with workflows that help your teams onboard clients and open accounts more efficiently.
Offer a modern experience no matter where, when, or how your clients want to work with you.
Eliminate tedious data entry, manual paperwork, and guesswork — to support bankers.
See a Demo
See nCino in action and learn how the pioneer in cloud banking can help transform your financial institution.
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