Our Story

Built by bankers for bankers.

nCino Begins

nCino was started in 2012 by a team of bankers and entrepreneurs who found the commercial lending process to be inefficient and time-consuming. Led by James (Chip) Mahan III, Chairman and CEO of Live Oak Bank, this team recognized the need for a single, comprehensive and secure cloud-based solution that would enable the bank to increase transparency, efficiency and profitability while ensuring regulatory compliance. The nCino Bank Operating System filled that void at Live Oak, and soon attracted interest from other financial institutions.

Partnerships and Growth

In the years following, nCino experienced significant growth as financial institutions of all sizes began using the Bank Operating System to solve challenges and deliver shareholder value. Wellington Management, Insight Venture Partners and Salesforce Ventures, among others, invested in nCino to support the company's rapid growth. In addition, top systems integrators and technology service companies including Accenture, Deloitte Digital and PwC partnered with nCino to help implement and deliver the Bank Operating System to large-scale financial institutions.

Transforming Financial Services

Today, over 150 banks and credit unions of all sizes and across multiple countries use nCino's Bank Operating System to deliver the speed and digital experience that customers expect, backed by the quality and transparency that bankers need. More than 350 passionate, dedicated employees fuel nCino's laser-like focus on customer service and product innovation. nCino's success has been well documented through numerous accolades including being named one of Forbes' Most Promising Companies in America in 2015, one of the Top Company Cultures by Entrepreneur Magazine in 2016 and 2017, and earning a place on the Inc. 500 list of America's fastest-growing privately-held companies for two consecutive years in 2016 and 2017. Throughout nCino's growth and evolution, the company's original mission remains the same; to transform financial services through innovation, reputation and speed.