Conversational AI
Banking & Mortgage Advisor
A generative AI interface for banking and mortgage that surfaces context- specific guidance the moment your team needs it.
Learn MoreAgentic Banking Lives Here.
nCino brings together AI agents, your bankers, and more than 14 years of financial industry context on one purpose-built platform — so every institution can lend smarter, work faster, and serve clients with complete confidence.
Trusted by industry leaders across the world
Digital Partners | Now Available
AI Banking Built for Every Role in Your Institution
nCino's Digital Partners don't just answer questions. They complete work. Five role-based AI agents built around the jobs that actually exist in banking: Executive, Analyst, Service, Processor, and Client. Users ask for what they need through Banking Advisor or Mortgage Advisor. Digital Partners handle everything behind the scenes, coordinating workflows, sub-agents, and tools to deliver results.
Meet Your Digital Partners
AI with Banking Context
nCino delivers embedded intelligence informed by over 1,800 institutions and more than 14 years of industry results.
Risk Intelligence
Continuous Credit Monitoring
Real-time, proactive identification of at-risk loans with AI-recommended corrective action, before problems escalate.
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Automation
Automated Spreading
AI that extracts financial data from documents with near-perfect accuracy, eliminating hours of manual entry from your analysts’ day.
Learn MoreThe nCino Difference
Your Bankers. Your Digital Partners. One Winning Team.
The nCino Dual Workforce model keeps your people at the center of every decision. AI handles the tedious, repetitive tasks — monitoring risk, automating workflows, surfacing insights — while your bankers apply judgement, build relationships, and close deals. Together they accomplish what neither can alone.
Learn About the Dual Workforce
2,700+
customers around the world
3.5x
faster document uploads with Banking Advisor when automating document filings
60–70%
faster relationship reviews with Analyst Digital Partner as reported by our customers
"When you look at any company, it's not only that the culture should come together, but the risk culture also needs to come together too. We found nCino to be very open. This is not just an implementation; it is more than that."
Satyajeet Roy, CEO, Habib Bank AG Zurich United Kingdom (HBZ UK)
Built by Bankers for Bankers
Founded by seasoned bankers and entrepreneurs, nCino fuels your success by delivering a platform that addresses your needs in a rapidly changing financial environment.
Hear From Our Customers
Intelligent Experiences for Forward-Thinking Institutions
Tackle your biggest challenges with flexible experiences that scale with your growth and deliver faster time to value.
Commercial Lending
Boost revenue, manage risk, and deliver exceptional experiences through efficient, streamlined processes.
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Client Lifecycle Management
From onboarding to ongoing success, revolutionise how you acquire, onboard, and grow commercial relationships.
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Mortgage
Revolutionize lending by streamlining workflows to drive efficiency and exceptional borrower experiences.
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