Financial Institutions

nCino has become the platform of choice for financial institutions all over the world for empowering employees, operating efficiently and building lasting customer relationships.
London, UK
Asset Size
£1.140 trillion
“The nCino platform has helped us simplify our workflows and increase our operational resilience, which ultimately helps us to provide better service to our clients.”
Paul Compton,
Global Head of Banking at Barclays and Co-President of Barclays Bank PLC
Cherry Hill, NJ
Asset Size
$303 billion
TD Bank
“As the bank continues to deliver on its vision to transform commercial lending, it's essential that we have the best tools and technology to help our customers achieve their financial objectives. ”
Anthony Sasso,
President of TD Equipment Finance
Atlanta, GA
Asset Size
$210 billion
SunTrust Bank
“SunTrust has some pretty big plans for growth in the future and nCino is a part of those plans. The future is very, very bright. Not only for SunTrust, but also for our partnership with nCino.”
Pam Kilday,
Executive Vice President, Head of Operations
Cincinnati, OH
Asset Size
$169 billion
Fifth Third Bank
“The nCino platform offers capabilities that allow us to innovate faster and serve commercial clients in a more efficient way. ”
Jude Schramm,
Cleveland, OH
Asset Size
$139 billion
“Moving to a cloud-based single platform approach really challenged us by breaking down our own internal silos and opening our eyes to see that this application could serve multiple segments and make us that much more efficient and effective.”
Amy Brady,
CIO and EVP at KeyBank
Birmingham, AL
Asset Size
$125 billion
Regions Bank
“The adoption of nCino’s technology supports our efforts to offer our clients a responsive, digital and insightful experience. ”
Nathan Davis,
Executive Vice President and Head of Innovation and IT Risk Management
Vienna, VA
Asset Size
$97 billion
Navy Federal CU
“With nCino, our employees can service members with key insights gained on the digital banking platform. We want to provide an experience that is quick, effortless and enjoyable.”
Dave Ledwell,
SVP, Consumer and Business Lending
San Francisco, CA
Asset Size
$90 billion
Bank of the West
“Cloud-based systems offer agility and scale to keep pace with market changes and customer needs. We are excited about the technology nCino has to offer and how it may impact our commercial bank operations.”
Augustin de Kerversau,
Managing Director
Boston, MA
Asset Size
$77 billion
Santander Bank
“nCino’s platform automates the lending process from start to finish in a way that ensures a seamless, transparent experience for our customers that reduces delays and inefficiencies and securely connects our clients to our bankers whenever they need them with the touch of a button.”
Amir Madjlessi,
Executive Vice President and Managing Director of Business Banking
Wayne, NJ
Asset Size
$32 billion
Valley Bank
“Ultimately, we believe that nCino will help us drive process improvement and customer-centric innovation for our commercial clients.”
Robert Bardusch,
Executive Vice President and CIO
Lafayette, LA
Asset Size
$31 billion
“nCino will deliver a holistic view of our client relationships from the convenience of one platform, allowing us to present more timely, personalized offerings and better meet clients’ financial needs.”
Mike Boyd,
Director of Strategic Risk Initiatives
Beverly Hills, CA
Asset Size
$26 billion
Pacific Western Bank
“Gaining first-hand experience with nCino through our Square 1 division gave us an advantage in evaluating and ultimately selecting nCino to improve processes, enhance the customer experience, and ensure future scalability. The nCino team is knowledgeable, innovative, and responsive, which combine to make them a valuable new partner to our enterprise.”
Mark Christian,
EVP-Operations and Systems Group
Lancaster, PA
Asset Size
$16.6 billion
Fulton Bank
“nCino helps us deliver simplicity, convenience and speed to our customers, saving them time, money and effort without sacrificing personalized service. ”
Curt Myers,
Chairman and CEO
Seattle, WA
Asset Size
$16.4 billion
WaFd Bank
““With nCino’s nimble platform, we had the fundamentals we needed to get our clients into the portal and process their [Payment Protection Program] application regardless of their location, which was essential in the midst of the coronavirus crisis.””
Brent Beardall,
President and CEO of WaFd Bank
Columbia, South Carolina
Asset Size
$14.5 billion
South State Bank
“We’re committed to delivering exceptional service and believe nCino’s market-leading platform will provide our staff with the right tools and digital infrastructure to quickly and efficiently serve customers’ evolving needs.”
Greg Lapointe,
Tupelo, MS
Asset Size
$13 billion
Renasant Bank
“With nCino, we’ll have a more seamless, integrated experience that empowers us to better serve our clients and improve our lending efficiency.”
Zack Bishop,
CIO and Executive Vice President
Blairsville, GA
Asset Size
$12 billion
United Community Bank
“The automation we get from nCino will be impact enough, but the bigger picture is having all parties work a loan from inception to finish in one place.”
Annemarie Murphy,
SBA Chief Operations Officer
Moultrie, GA
Asset Size
$11 billion
Ameris Bank
“nCino's capabilities and capacity to streamline our loan operations make it an extremely powerful solution.”
Andy Cheney,
President and COO
Boston, MA
Asset Size
$11 billion
Eastern Bank
“We’re confident that nCino’s technology will help us better serve the people and businesses of New England.”
Matthew A. Osborne,
Senior Vice President
Wyomissing, Pennsylvania
Asset Size
$10 billion
Customers Bank
“We work closely with nCino to transform our product offerings on a platform that we trust, and is accompanied by a seamless, easy-to-use process for both customers and employees.”
Jim Collins,
Executive Vice President and Chief Administration Officer
Rockland, CA
Asset Size
$10 billion
Farm Credit West
“By introducing nCino’s Agriculture Lending solution into our workflow, we have streamlined our lending process – improving turnaround times and increasing collaboration between staff members. Our customers are now benefitting from this innovation. ”
Mark Littlefield,
President and CEO
Toms River, NJ
Asset Size
$7.5 billion
Ocean First Bank
“The Bank Operating System allows OceanFirst to maintain customer relationships generated by our commercial lending division.”
Joseph J. Lebel,
Chief Lending Officer
Indiana, PA
Asset Size
$7.2 billion
S&T Bank
“The scalability and breadth of features of the nCino Bank Operating System not only aligns with our plans and vision for the future, but has already had an immediate positive impact on our employees and customers.”
David Antolik,
President and Chief Lending Officer
Fair Lawn, NJ
Asset Size
$7 billion
Columbia Bank
“Partnerships with the right technology providers that deliver not only an improved customer experience, but access to the data required to make confident and timely decisions are increasingly important. For Columbia Bank, nCino was the obvious and clear choice.”
Thomas J. Kemly,
President and CEO
Wilmington, DE
Asset Size
$7 billion
“With the automation afforded by nCino’s Bank Operating System we anticipate same-day approvals for small business loans.”
Glenn Kocher,
Senior Vice President and Director of Small Business Banking
Stuart, FL
Asset Size
$6.8 billion
Seacoast Bank
“We try to think about digital transformation very pragmatically. nCino aides our digital transformation efforts for both our customers and our associates.”
Jeff Bray,
EVP of Technology and Operations
The Woodlands, TX
Asset Size
$6 billion
Woodforest National Bank
“nCino is a truly all-encompassing solution that will enable us to better serve our borrowers in a fraction of the time.”
Derrick Ragland,
President of Commercial Banking
Clayton, MO
Asset Size
$5.6 billion
Enterprise Bank and Trust
“nCino's Bank Operating System is intuitive for employees and easily scalable for growth, making the entire process more efficient.”
Frank Sanfilippo,
Chief Operating Officer
Englewood Cliffs, NJ
Asset Size
$5.5 billion
ConnectOne Bank
“As a technology-forward bank, we’ve always believed in investing in tools that help us improve processes to better serve our clients as they grow, and we found a natural fit with nCino.”
Frank Sorrentino,
Chairman and CEO
Souderton, PA
Asset Size
$5.5 billion
Univest Bank & Trust
“We were drawn to the efficiencies to streamline credit decisions and file audits, which is critical to our bankers who are mobile and work directly with customers.”
Hugh W. Connelly,
President, Business Banking
Choudrant, LA
Asset Size
$5.3 billion
Origin Bank
“By implementing technologies, such as nCino, that fundamentally change the way we operate, we can continually improve the experience we provide our clients when they interact with Origin Bank – whether in-person, by phone or online. ”
Lance Hall,
President and CEO
Springfield, MO
Asset Size
$4.7 billion
Great Southern Bank
“By leveraging nCino, we’ll be able to keep up with and support this new business by automating the loan process, allowing us to close loans more quickly and with more accuracy than before.”
Ryan Storey,
Director of Loan Operations
Beavercreek, OH
Asset Size
$4.4 billion
Wright-Patt Credit Union
“The Bank Operating System allows us to focus on the right tasks, and frees up our team to serve members and grow their business with us.”
Scott Everett,
Vice President of Member Business Services
Franklin, TN
Asset Size
$4.2 billion
Franklin Synergy Bank
“We selected nCino as the system to operate our bank because it streamlines operations and increases efficiency throughout the entire lending process.”
Kevin Herrington,
Chief Operating Officer
Leawood, Kansas
Asset Size
$4.1 billion
CrossFirst Bank
“Leveraging nCino's Bank Operating System enables us to confidently meet increased loan demand with more speed and productivity by reducing our reliance on paper and empowering employees to close loans more quickly and efficiently than before.”
Amy Fauss,
Chief Operating Officer
Wilmington, NC
Asset Size
$3.6 billion
Live Oak Bank
“For Live Oak Bank, the marrying of people and process in the nCino Bank Operating system has been POWERFUL!”
Neil Underwood,
President and COO
Portsmouth, New Hampshire
Asset Size
$3.4 billion
Service Credit Union
“Moving to nCino supports our mission to automate manual processes across the institution, freeing our employees to focus on more strategic activities.”
David Weed,
Assistant Vice President of Business Services
Clearfield, PA
Asset Size
$3.2 billion
CNB Bank
“We selected nCino because it met that criteria and can also provide us with back-end processing capabilities that will allow our employees to conduct their business with greater speed and visibility. ”
Ruth Anne Ryan-Catalano,
Vice President of Retail Banking
North Highlands, CA
Asset Size
$2.9 billion
SAFE Credit Union
“With nCino we will be able to provide faster loan decisions and better solutions for our members.”
Colin Paterson,
AVP Commercial Lending
Benton Harbor, MI
Asset Size
$2.8 billion
United Federal Credit Union
“Our partnership with nCino may be one of the single most important decisions we will have made as a credit union.”
Gary Easterling,
Board Member and Retired CEO
Palo Alto, CA
Asset Size
$2.6 billion
Stanford Federal Credit Union
“nCino will help us deliver additional value to our members; granting our employees a comprehensive view of each member relationship and transparency into the loan portfolio.”
Becky Manasseri,
Head of Lending Systems
Melbourne, Australia
Asset Size
$2.3 billion
Judo Bank
“We share the same view as nCino when we say partnerships matter; that’s why we selected them to help us disrupt the industry and deliver differentiated services to better finance the growth ambitions of Australian SMEs. ”
Tim Alexander,
Chief Product Officer
McAllen, TX
Asset Size
$2.2 billion
Lone Star National Bank
“One of the many things that we love about nCino is that you can track the loan lifecycle and know exactly what's coming down the loan pipeline.”
Gloria Guerra,
Senior Vice President
Baton Rouge, LA
Asset Size
$1.8 billion
Investar Bank
“By leveraging nCino’s technology, our entire team will be better positioned to expend time and resources on relationship-building and true value-added tasks instead of duplicative data entry and manual workflows. Our stakeholders deserve an efficient company that leverages technology and employees to the fullest.”
Travis Lavergne,
EVP and Chief Credit Officer
New Orleans, LA
Asset Size
$1.7 billion
Gulf Coast
“Because of nCino, we’re empowered to better serve our customers, allowing them to apply for loans anywhere across any device, while also providing complete transparency into the process. ”
Jason Shields,
VP and Loan Operations Manager
Lebanon, NH
Asset Size
$1.7 billion
Mascoma Bank
“Partnering with nCino has allowed us to fulfill our mission to serve the needs of our communities by transforming our retail offerings on a platform that helps drive efficiencies and positive change throughout the bank.”
Raphael Reznek,
Chief Information Officer
Sheffield, AL
Asset Size
$1.6 billion
Bank Independent
“Bank Independent is committed to providing our customers the right balance of digital conveniences and personal service. Our partnership with nCino will help us deliver just that by streamlining our internal processes and providing more digital options for our customers.”
Penny Camp,
EVP of Customer Experience
Corning, NY
Asset Size
$1.5 billion
Corning Credit Union
“With nCino, we eliminate manual tasks in favor of streamlined automation, all while increasing transparency within our organization and to our members.”
Todd Strong,
Supervisor of Commercial Credit Analysis
Westfield Center, OH
Asset Size
$1.5 billion
Westfield Bank
“We were looking for a platform to help us be more flexible, to be more nimble, to be more competitive with the larger banks and the nCino platform is able to deliver that for us. ”
Matt Berthold,
Rapid City, South Dakota
Asset Size
$1.41 billion
Black Hills Federal Credit Union
“With nCino, we can service our business members effectively and provide them an experience that is quick, effortless, and enjoyable.”
DeeAnn Dietrich,
SVP Chief Lending Officer
Kingsport, Tennessee
Asset Size
$1.4 billion
Bank of Tennessee
“We had already established a workflow that would support our future growth, so all we needed was an operating system that could accommodate our processes without requiring us to restructure them to fit into or match the software. nCino was the only solution we identified that was built to support our vision and not the other way around.”
Robert Bradley,
Executive Vice President and Chief Risk Officer
Bremerton, WA
Asset Size
$1.3 billion
Kitsap Credit Union
“With nCino’s ability to aggregate data and apply analytics - such as on the probability of default – Kitsap is able to create reports that otherwise would have been both cost and time prohibitive.”
Tony Bulerri,
VP of Business Lending
Albuquerque, NM
Asset Size
$1.1 billion
U.S. Eagle Federal Credit Union
“nCino data is extremely powerful, and the usefulness of the data is invaluable when evaluating past performance and planning for the future.”
Jacob Armijo,
Loan Portfolio Manager/Credit Analyst
Johnstown, PA
Asset Size
$1 billion
AmeriServ Bank
“The transparency and efficiency the Bank Operating System provides will help us more effectively manage customers, and turn prospects into customers more quickly.”
Jim Huerth,
President and CEO
Ithaca, NY
Asset Size
$1 billion
CFCU Community Credit Union
“With nCino’s platform, we’ll be able to configure processes and workflows to best fit our institution’s unique needs. At the same time, the technology will create internal transparency and accountability around the status and ownership over each activity, allowing us to ultimately better serve our members.”
Cathy Benson,
Chief Lending Officer
Lafayette, CA
Asset Size
$1 billion
California Bank of Commerce
“Instead of five disparate systems our people will have nCino up all day, every day; the Bank Operating System has all that they need, whenever they need it.”
Terry Peterson,
President and CEO
Lewiston, ME
Asset Size
$1 billion
Northeast Bank
“nCino's innovative and comprehensive cloud-based solution will help us provide superior service to our customers.”
Rick Wayne,
President and CEO
Elberton, GA
Asset Size
$948 million
Pinnacle Bank
“nCino aligns well with one of our core values—to operate with an innovative edge.”
Shannon Fortson,
Chief Credit Officer
Raleigh, NC
Asset Size
$895 million
North State Bank
“With nCino, we are able to bring the idea of greater simplicity into the lending process. We’re closing loans more quickly and efficiently than before, and collaborating across our banking offices in a way that was not possible.”
Jonathan N. Krieps,
Executive Vice President and COO
Ellensburg, WA
Asset Size
$752 million
Solarity Credit Union
“With nCino, we make a change, and on the static pool analysis we can see where the change will lead us and how those changes are affecting our performance. That is invaluable to us.”
Ralph Cumbee,
Chief Lending Officer
Jacksonville, NC
Asset Size
$747 million
Marine Federal Credit Union
“They know their product, the reports are excellent and precise - exactly what I need. The customer service is outstanding, their can-do attitude is refreshing, and the results are impressive.”
Petra Hudson,
Quality Control Specialist
Overland Park, KS
Asset Size
$715 million
Bank of Blue Valley
“With nCino managing customer interactions throughout the loan's life in one place has eliminated duplicate processes, saving time and removing costs just from consolidating multiple systems.”
Bob Regnier,
President and CEO
Fresno, CA
Asset Size
$705 million
Noble Credit Union
“Having the ability to analyze our portfolio so effortlessly has made it so that we can say, with confidence, that we know our portfolio. It's truly been a game-changer for us.”
Megan Thompson-Shultz,
Retired Senior Analyst
Jericho, New York
Asset Size
$658 million
Esquire Bank
“With the nCino platform, our sales relationship managers, senior lending underwriters and lending operations all have visibility into the underwriting process with a touch of a button. This transparency gives customers more insight into our lending process, reduces frustrating redundancies and boosts efficiency for our bank and our commercial customers.”
Andrew C. Sagliocca,
President and CEO
Fernandina Beach, FL
Asset Size
$605 million
CBC National Bank
“Our manual processes were cumbersome, and reporting was a challenge; nCino will allow us to reduce timelines and provide quick, easy access to loan data across our bank.”
Durand Childers,
Executive Vice President
Colorado Springs, CO
Asset Size
$588 million
Air Academy Federal Credit Union
“Indirect lending uses nCino to review dealer performance, yield, frequency, and volume. The reports enable us to see red flags such as high delinquencies and understand why.”
Paulette Zetterberg,
Director of Enterprise Risk Management
Kalamazoo, MI
Asset Size
$573 million
Arbor Financial Credit Union
“By staying within a single platform, and not having to jump between several systems or worksheets, we will drastically streamline each loan's workflow.”
Kenny Leonard,
Vice President of Commercial Loan Services Systems
Tyrone, GA
Asset Size
$556 million
SouthCrest Bank
“The addition of nCino's Bank Operating System aligns with objectives to increase productivity and growth across broader markets as well as reduce operational expenses.”
Russ Holland,
Chief Operating Officer
Oxford, MI
Asset Size
$457 million
Oxford Bank
“Working faster and smarter to deliver loan solutions, we fundamentally improve the customer’s interaction with our bank. There is no other solution that can support all of these pain points with the same ease and transparency as nCino.”
Mike Chatas,
Chief Risk Officer
Town and Country, MO
Asset Size
$437 million
St. Louis Bank
“The adoption of nCino will give our team members more opportunities to focus on what matters most – our clients.”
Travis Liebig,
President and CEO
Evansville, IN
Asset Size
$429 million
First Federal Savings
“The nCino Bank Operating System gave us a competitive advantage because it allowed us to leverage the capabilities of a worldwide fintech company within our small community bank.”
Kashona Dotson,
AVP of Commercial Lending
Victor, MT
Asset Size
$396 million
Farmers State Bank
“The timing of this new partnership with nCino dovetails perfectly with our increased focus on establishing new commercial relationships throughout our market area.”
Kay Clevidence,
President and CEO
Romeoville, IL
Asset Size
$332 million
Abri Credit Union
“I feel a lot more confident as we progress and move toward CECL and how to create an ALLL model, and then create a copy of it in order to apply the different models to it.”
Sarah Kiser,
Senior Analyst
San Francisco, CA
Asset Size
$329 million
Bank of San Francisco
“The ability to key in data just once and have that information securely available to multiple stakeholders from any device will be a huge time saver and boost productivity.”
Juanna Collin,
Chief Operating Officer
San Diego, CA
Asset Size
$322 million
Cabrillo Credit Union
“This is it. nCino is what will help us produce those reports we need.”
Margaret Morales,
Former Chief Operations Officer
Kent, WA
Asset Size
$305 million
Cascade Federal Credit Union
“nCino’s analytics are top notch and their client teams are so user friendly. We are increasing our utilization of their products as compliance requirements are increasing. Highly recommend!”
Carl Roer,
Chief Executive Officer
Bellevue, OH
Asset Size
$305 million
Firelands Credit Union
“nCino has the burden of presenting a complicated process to a spectrum of people that may include many different backgrounds and handles it extremely well.”
Brett Montague,
Golden, CO
Asset Size
$267 million
On Tap Credit Union
“With nCino we use data reconciliation and trending reports to better understand volume and growth as well as pull trending reports to show growth in important categories.”
Bryan Thomas,
Former VP of Lending and Operations
Houston, TX
Asset Size
$220 million
Energy Capital Credit Union
“nCino is a really powerful tool the way it can aggregate data from all kinds of sources, it is just amazing to me.”
Kanika Boutte,
Chief Operations Officer
Klamath Falls, OR
Asset Size
$177 million
Pacific Crest Federal Credit Union
“nCino is one of our trusted partners. They consistently exceed our service expectations while providing a comprehensive and user friendly platform to use for our analytics.”
John Strauch,
Loan Administration Manager
Redlands, CA
Asset Size
$170 million
Alta Vista Credit Union
“I love nCino! They have THE best client support of any company I’ve ever worked with!”
Kris Bussard,
Chief Financial Officer
Billings, MO
Asset Size
$163 million
Billings Federal Credit Union
“In advance of our recent NCUA examination, nCino’s client success team helped me create a report set for our examiners. I appreciate the efficiency and thoughtfulness they demonstrated.”
Tom Boos,
Chief Executive Officer
Seattle, Washington
Asset Size
$105 million
MountainCrest CU
“The value we get out of nCino is that they have all our history and they’re helping us to build things that some institutions our size have yet to start. It’s been a great partnership and great value to our institution.”
Mark Morrison,
President and CEO
Honolulu, HI
Asset Size
$89 million
Hawaii Community Federal Credit Union
“nCino has helped us develop our CECL model. They have a very extensive library of standard reports and a very robust report-writing functionality if you choose to create your own reports.”
Dean Uemura,
EVP Support
Enumclaw, WA
Asset Size
$81 million
White River Credit Union
“I never knew how much I needed nCino, until I had it. Amazing product!”
Christine Dorn,
VP of Lending
Portland, OR
CU Business Group, LLC
“We carefully considered the most cost effective solutions to extend quality service to our members. nCino’s platform accomplishes all of these needs; it’s a large toolbox filled with instruments and resources we can use in a variety of ways.”
Larry Middleman,
Trevose, PA
“nCino allows us to provide our member credit unions with one platform that ties together loan origination, document management and portfolio administration.”
Mark Ritter,
President and CEO
Tallahassee, FL
Member Business Solutions
“nCino gives us the advantage of speed and quality. Credit union borrowers ultimately receive better loans because they will be delivered faster, with more transparency and through smarter decisioning.”
Jim Gallagher,