# Start Smarter. Underwrite Faster. **WEB APPLICATION** Stay on top of changes as they happen with a clear, contextualised view of your customers — past, present, and future. Stay on top of changes as they happen with a clear, contextualised view of your customers — past, present, and future with nCino SmartUndwriter. --- ## Three Ways SmartUnderwriter Changes the Day-to-Day ### Build Pipeline with Purpose Work with the brokers you already partner with to build targeted, bespoke lists of the right companies, backed by real-time news insight that keeps you current on every relationship that matters. ### Qualify in Less Time Triage submissions the moment they arrive, filtering out lower-quality risk before it reaches a desk, and freeing capacity for the quotes most likely to convert. ### Configure to Your Risk Appetite Screening rules are built around the risk criteria that matter to you, so every submission is qualified against the same bar your underwriters would set. Automatically, consistently, and at the point of entry. --- ## An Onboarding Experience Built for Speed Every submission that reaches an underwriter should be one worth underwriting. Removing friction at the point of entry means **less time on process, more time on the business that matters.** - **Cleaner submissions from the start:** Pre-screening filters out poor quality business before it consumes underwriting time. - **Less admin, better relationships:** Freed-up capacity goes back into client and broker relationships, not paperwork. - **Fewer steps, better experience:** Consolidation checks, CCJs, adverse media, director history, and PEPs distilled into a single pass speeds onboarding and lifts NPS. --- ## A Complete Picture, Whenever You Need It Every new business submission and every renewal deserves the same clear view of the customer, not a guess based on what was declared last time. Point-in-time screening gives you and your brokers a snapshot of everything you need to know, on demand, so **the right questions get asked at the right moment**. - **For your underwriters: **A consistent, complete view at new business and renewal, built to your own screening rules and risk appetite. - **For your brokers: **The right questions to ask clients, backed by a clear snapshot rather than guesswork. - **For the business: **Capacity that used to go to admin now goes to growth. --- > "nCino helps inform the complex decisions our talented underwriters make. Our underwriters spend time underwriting, not administering." > > — Elliot Biggs, Chief Information and Operating Officer at C-Quence --- [View sitemap](https://www.ncino.com/api/markdown/sitemap)