# Fueling Small Business Dreams, One Experience at a Time Enrich your business lending with our intelligent Small Business Loan Origination System. Enrich your business lending with our intelligent Small Business Loan Origination System. --- ## Enhance The Small Business Lending Journey With nCino’s Small Business Loan Origination System, entrepreneurs are empowered with a sleek small business loan application, underscoring the critical need for automation, speed, and efficiency in small business lending. Our Small Business LOS: - Equips the borrower to apply online, in-branch, or seamlessly work between a combination of both, depending on their preferences and needs. - Respects institution-specific parameters for automatic approval, decline, or recommendation for manual review to streamline the loan approval process. - Automates pre-qualifications and credit approvals based on your institution’s policy rules for time savings. - Utilizes machine learning and optical character recognition (OCR) to automate the spreading of financial statements and tax returns via Automated Spreading. - Simplifies the delivery and exchange of the applicant's documents, reducing friction in the application process. - Consolidates separate systems into a unified, digital solution that’s both lean and robust for a streamlined small business loan workflow. Equip your institution with the future of small business loan origination. Enhance revenue growth, operational efficiency, and manage risk efficiently while delivering an exceptional customer experience. --- ## small business los Stats - **88% improvement in cycle time within two weeks of implementation** - **35 min to auto-approve and book a small business loan to an FI’s core** - **51% increase in small business lending volume in one year** --- > By transforming their business and operating models and implementing an end-to-end digital platform, the economics of small loans become not only viable but also very attractive. > > — Alenka Grealish, Principal Analyst, Celent --- ## Explore More ### 3 Ways to Strengthen Relationships with Your Small Business Customers Finding the right solution for small business banking can be a difficult process. Whether you’re an institution who serves small businesses or a small business owner yourself, you deserve the best possible experience. When it comes to delivering an outstanding experience, personalization is key. By tailoring services to meet the unique needs of each small business owner, financial institutions can foster strong and lasting relationships. [Read more](/three-ways-strengthen-relationships-small-business-customers) ### Streamline Compliance and Prepare for Dodd-Frank 1071 with nCino's Small Business Banking Solution As if simplifying compliance in the financial sector wasn’t already a challenge, recent news surrounding Dodd-Frank 1071 continues to complicate matters and raise questions. [Read more](/prepare-dodd-frank-ncino-small-business-solution) ### Above Average: Unlocking the Full Potential of the Small Business Market For many financial institutions \(FIs\) in the United States, small businesses represent a vital market that hasn’t yet been fully banked. Depending on what these FIs do next, this could be viewed as an occasion for growth, or a lost opportunity. Small business in the U.S. has continued to grow since the COVID-19 pandemic. Today there are over 33 million small businesses in the market, who represent $115 billion in revenue. With today’s advanced technology, financial institutions can tap into the unmet potential of small business banking. To do so, they must strike the right balance between a traditional high-touch strategy and an innovative high-tech approach.Time for Innovation: Delivering High-Tech to Small BusinessesTraditionally, small business banking has been approached with a high-touch process. However, it’s no longer enough to rely only on in-branch experiences and services when it comes to small business banking clients. [Read more](/above-average-unlocking-full-potential-small-business-market) ### nCino Announces Partnership with Grasshopper to Streamline Bank’s Internal Processes and Enhance Client Experience Grasshopper, a digital bank, has partnered with nCino to improve its commercial and SBA lending businesses. nCino's cloud-based banking platform will help Grasshopper to improve its internal efficiency, speed to market, and customer experience. [Read more](/ncino-announces-partnership-grasshopper-streamline-banks-internal-processes-enhance-client-experience) --- [View sitemap](https://www.ncino.com/api/markdown/sitemap)