# A Consumer Lending Platform for the Digital Era

nCino Consumer Lending is designed to enhance customer experiences and streamline loan origination processes. Whether customers are applying online or in-branch, they will receive personalized service and greater transparency into their loan progress.

Offer your customers personalized services and greater transparency into their loan processes with nCino Consumer Loan Origination System. 


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## An Omnichannel Approach to Power Your Consumer Lending Business

Today’s consumers expect convenience, speed, and transparency in their banking interactions. With nCino Consumer Lending, financial institutions can drive loan growth by meeting customers where they are—online, in-office, or on-the-go. nCino's software combines cutting-edge technology and an intuitive interface to provide customers with a seamless, omnichannel experience.

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## Meet Customers’ Expectations with a Modern Consumer Lending Experience

Embrace the power of a flexible, scalable, and intuitive consumer lending technology that supports your institution’s growth and innovation ambitions. Help teams gain efficiency and insights through automated processes and integrated workflows.

- Ability to originate a variety of secured and unsecured loans and deposit products
- Powerful consumer API suite for customers to connect to their tech stack
- A true shopping cart experience, allowing the customer to add multiple products and complete the application process for all of them in one seamless experience
- A streamlined application process with fewer screens and click
- Integrated with strategic partners like Plaid, Magic-Wrighter, Alloy and Factual Data

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> With nCino, we are able to bring the idea of greater simplicity into the lending process. We're closing loans more quickly and efficiently than before and collaborating across our banking offices.
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> — Jonathan N. Krieps, Chief Operations Officer, North State Bank

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