# nCino Consumer Banking Solution

Deliver innovative, customer-centered experiences while driving operational efficiency and growth with the nCino Consumer Banking Solution.

Engage with customers anytime, anywhere. Monitor metrics, set goals, and analyze customer behavior across your entire consumer banking portfolio. 


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## Streamline Digital & In-Branch Experiences

The nCino Consumer Banking Solution provides a seamless, omnichannel experience, enhancing online and in-branch processes to accelerate account openings, simplify lending, and ensure compliance.

- Frictionless Onboarding: Onboard with a streamlined workflow and simplify compliance with KYC and Customer Due Diligence collection.
- Digital-First Applications: Configure applications to be completed online, allowing customers to apply for loans and deposits anytime, anywhere.
- Retail Loan Origination: Automate decisions and streamline workflows using configurable workflows that reduce loan approval times by 95%.

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## Consumer Banking Reimagined

Gain efficiency and accuracy when you choose the nCino Consumer Banking Solution. Slash loan cycles by 74% and onboard customers faster, boosting satisfaction and operational success.

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## Consumer - Featured Stats
- **93% reduction in average cycle time for consumer loans**
- **95% reduction in time to approve term loans**
- **288% increase in online applications**

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> "By partnering with nCino, we are able to open accounts online—more efficiently, faster and better than our competitors and that is value added to us as a bank."
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> — Brad Tidwell, President and CEO at VeraBank

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## Solutions Built to Power and Evolve Your Financial Institution

### Consumer Lending
Whether applying in a branch or online, your customers receive personalized service and greater transparency into their loan process with nCino’s Consumer Loan Origination System.
[Learn more](/solutions/consumer-lending)

### Consumer Deposit Account Opening
Open accounts anywhere, anytime, on any digital device in three minutes or less with nCino's Deposit Account Opening Solution.
[Learn more](/solutions/consumer-deposit-account-opening)

### Indirect Lending
Designed to help FIs scale their lending programs with efficiency and informed data metrics, nCino’s Indirect Lending product connects proven, best-in class technology with business strategy to help FIs maximize their competitive edge.
[Learn more](/solutions/indirect-lending)

### Portfolio Analytics
Identify, measure, and monitor loan, deposit, and application data to help your institution make efficient data-driven decisions, reduce risk, and meet regulatory and compliance requirements with nCino's Portfolio Analytics solution.
[Learn more](/solutions/portfolio-analytics)

### Mortgage Lending
The nCino Mortgage Solution simplifies the entire mortgage lifecycle. Automated workflows replace manual tasks, eliminate disconnected systems, and help institutions process more loans faster while delivering exceptional borrower experiences.
[Learn more](/solutions/mortgage)

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