The Only Mobile-Native Point of Sale With AI Built In

Your borrowers deserve better than disconnected systems and manual follow-ups. nCino Mortgage Point of Sale delivers the Agentic Homeownership Journey, with always-on engagement, AI-powered Doc Validation, and real-time updates from inquiry to eClose

See nCino Mortgage Point of Sale in action

Integration Partner Ecosytem

Borrowers Get Answers, Updates, and Approvals Without Waiting

Borrowers expect instant answers, not voicemail. nCino Mortgage Point of Sale delivers 24/7 engagement from first inquiry through closing, all from a single mobile-native experience. Real-time loan pricing before they apply. AI-powered guidance at every step. Instant status updates that eliminate "Where's my loan?" calls.

Mortgage Advisor: 24/7 multilingual conversational support grounded in each borrower's loan data (3,000+ conversations generated)
Real-time loan pricing and pre-qualification without a full application
Shareable mobile app with integrated calculators and home search
Complete bilingual (Spanish) loan application on any device with mobile eSign convenience
Automated milestone notifications that keep borrowers moving forward

AI That Handles the Paperwork So Your Team Handles the Relationships

Take loan officer productivity to the next level by integrating toolsets, workflows, and third-party technologies into a single-point experience. Data syncing between the loan origination system (LOS) and nCino Mortgage keeps origination teams humming and loan officers producing.

Doc Validation: 600,000+ documents processed, 80,000+ flagged for review. Classifies uploaded documents, extracts data to populate LOS fields, and flags exceptions for human review.
Doc VOI income verification via Freddie Mac AIM, extending coverage from 47% to 70%+ and saving approximately $74 per verification vs. Work Number
Dual AUS integration with automated conditions and AI-powered task generation
Leading LOS integrations with real-time data sync. Support for all loan types (purchase, refinance, home equity), and mobile origination toolset

"Through the hybrid eClosing experience with nCino, we’ve been able to shorten a majority of our closings to 15 or 20 minutes."

Joe Leone, Mortgage Operations Manager | Genesee Regional Bank

Automate the Last Mile From Closing Docs to Compliance

The closing stage is where delays pile up and manual errors cost the most. nCino Mortgage Point of Sale automates closing document sorting and compliance validation, reducing the handoffs between processors, title, and settlement that slow every transaction. Lenders report up to 66% reduction in time to close with eClose.

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Real-Time Visibility for Agents, Title, and Settlement

Real estate agents should not have to call your office to find out where a loan stands. nCino Mortgage Point of Sale gives agents, title partners, and settlement teams real-time visibility into every milestone, with instant mobile pre-approval letters and automated status updates that reduce inbound calls and keep deals moving.