Choosing the right digital mortgage vendor can feel daunting. Mortgage lenders must consider not only their own business needs, but also federal regulations that impact how they manage and access their borrowers’ data. In an increasingly tech-heavy mortgage environment, lenders are navigating new digital solutions to fix old problems. But with these exciting new breakthroughs comes the possibility of data compromises, disjointed products, and compliance problems.
How can lenders successfully vet vendors? What are some indicators that a mortgage vendor is well-positioned to deliver operational efficiencies while adhering to appropriate compliance standards? We’ve put together a list to help lenders better research potential vendors.
Your Modern Mortgage Advantage
Capture more leads, streamline the customer journey, enhance stakeholder collaboration, and execute origination and closing processes with improved efficiency.
Through the hybrid eClosing experience with nCino, we’ve been able to shorten a majority of our closings to 15 or 20 minutes.
Mortgage Operations Manager | Genesee Regional Bank
Deliver End-to-End Borrower Convenience
Go beyond typical point-of-sale (POS) capabilities to ensure customers enjoy a seamless experience at every step in their homeownership journey, from initial contact to application/approval to the final closing—all with a single log-in.
Shareable mobile app
Integrated calculators and home search
Bilingual (Spanish) loan inquiry support
Complete loan application on any device
Automated loan status updates
Mobile eSign convenience
Enhance Loan Officer Productivity
Take loan officer productivity to the next level by integrating toolsets, workflows, and third-party technologies into a single-point experience. Data syncing between the loan origination system (LOS) and nCino Mortgage keeps origination teams humming and loan officers producing.
Mobile origination toolset
Dual AUS integration
Leading LOS integrations
Support for all loan types (purchase, refinance, home equity)
Deliver a Digital Closing Process
With LOS system integration, dedicated title collaboration tools, and support for multiple closing scenarios, nCino Mortgage offers a modern digital closing experience, improving lenders’ speed, security, liquidity, and savings.Explore Mortgage Closing
Streamline Partner Collaboration
Keep real estate agents and other partners informed throughout the mortgage transaction with integrated tools that enhance collaboration. Partners enjoy improved communication with loan officers and borrowers while offering automatic updates around loan milestones.
Shareable mobile app branded with partner info
Integrated home search listings
Adjustable pre-approval letters
Automated loan status notifications
Explore Digital Mortgage Strategy with nCino