nCinoプラットフォームの特長
nCinoは、金融機関の法人・個人融資業務に関わるプロセスを一気通貫で統合し、事業課題の解決を支援するクラウド型プラットフォームです。
プラットフォーム概要
nCinoは、金融機関の法人・個人融資業務に関わるプロセスを一気通貫で統合し、事業課題の解決を支援するクラウド型プラットフォームです。
融資の申し込みから審査、実行後のモニタリングなど複数部門にわたる複雑な業務をワンプラットフォームで提供し、グローバル大手行から地域金融機関様まであらゆる地域・規模の金融機関の業務変革を支援してきました。
法人融資、住宅ローン、個人ローン、住宅ローンなど各種融資商品のデジタル化・業務効率化によって、顧客・住宅事業者や保証会社などのパートナー企業・そして行員といった関係者全員の体験を向上します。
nCinoの提供価値
少子高齢化や競争環境の激化、顧客の期待値の高まりにより金融機関はかつてない変革を求められています。
しかし、レガシーシステムの存在やデータの分断といった課題により、部分的な最適化や既存業務の電子化にとどまるケースが少なくありません。
nCinoは、複雑な融資プロセスを根本から見直し、業務の統合と自動化を実現することで、デジタルを好む顧客には高品質なオンライン体験を、対面を重視する顧客にはより多くの時間を割いて関係構築ができるよう、徹底した業務効率化を支援します。
顧客・パートナー企業・行員の三者が一体となったプロセスを構築することで、収益の向上、コストの削減、業務効率の改善、リスクの低減、そして顧客との関係強化を包括的にサポートします。
A Platform Built Specifically for You.
As your institution's needs develop, we respond accordingly. The nCino Platform offers an end-to-end experience that keeps your bankers and employees in sync and helps maintain direct, person-to-person relationships, even in this digital age. We provide an intelligent, cohesive platform with the lines of business you need to be successful and best-in-class support services when you need them.
End-to-End Client Journeys
As technology has evolved, so has the way customers bank and expect to interact with their financial institutions. With customers accessing and managing accounts and services from anywhere, at any time, their experience doesn't begin once they plan to make a transaction.
It begins at the research stage, as they factor in their budget, if they need a loan, if they want financial management advice, if they want or need to start a business or open a new account. They want their financial institution embedded into the process, helping make it as seamless and easy as possible, and when necessary, they want timely interactions and advice. FIs that can equip their organization and staff with the tools necessary to be partners at each step of their customers' journey in any financial situation are set up to thrive in a quickly evolving banking environment.
Discover Our Lines of Business
With a single platform for data, services, and intelligence, institutions can efficiently operate across their Commercial, Small Business, Consumer, and Mortgage lines of business. At the same time, FIs can streamline processes, create a more consistent experience across channels, and leverage the same data and information across the entire organization.
Discover the nCino Platform
Intelligence for Data-Driven Insights
As processes become more connected and digital, a wealth of data is created and available. This creates a new challenge: using that data to deliver actionable insights. The nCino Platform leverages machine learning and analytics to transform data into intelligence. By using optical character recognition technology to automate information gathering procedures, your institution can reduce manual entry and transform data into direct business value.
The nCino Platform combines newly available data from digitization, comprehensive industry data, and machine learning models to calculate and deliver credit risk and profitability insights to the right banker at the right time. The nCino Platform delivers the right insights to the right stakeholder at the point of decision production, ensuring optimized decision making and service. By embedding intelligence into each process and decision, nCino empowers FIs to accelerate revenue growth, improve operational efficiency, and build personalized powerful customer experiences.
Diverse Platform Services
The nCino Platform services define, connect, and streamline key workflows and functionality across the front, middle, and back offices of a financial institution. From client onboarding, account opening, and loan origination to document management, lifecycle management, and business intelligence, FIs are equipped with the capabilities needed to serve their clients across all channels, from any device at any time.
Automated workflows, checklists, risk management tools, and real-time analytics increase efficiency when onboarding and throughout the origination process from application, to underwriting, adjudication, document preparation, and closing. Customers are served a faster, more transparent, and personalized experience at every stage of their journey.
Data to Our Core
Data is at the center of FI daily operations. The value within an institution's data is significant, but lingering analog processes and siloed data create limitations on the value FIs can realize. The challenge facing FIs today is unlocking the full value of data. FIs must be able to analyze data in real-time and deploy the knowledge it provides throughout the entire organization for product development, improvements to back-office operations, and enhancing personalized experiences.
Proper utilization of data drives growth and delivers the digital client experience required to grow relationships in the digital era. The nCino platform digitalizes documents and processes to increase transparency in data and creates an open ecosystem by operating as a data hub that connects with and interacts with the FI’s core banking data, CRM data, data lakes, customer financial data, third-party industry data, and APIs. This allows FIs to remove silos in their data and scale the application of data across the organization.
We selected [nCino] in order to bring greater visibility and transparency into our organization, improve and streamline workflow, and ultimately provide an enhanced customer experience.
Peter Swan, Head of Credit Transformation, Allied Irish Bank
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nCinoの統合プラットフォームは世界2,700以上の金融機関にご採用いただき、銀行の戦略的な意思決定、業務効率化、リスク管理、顧客満足度の向上を強力にサポートします。
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