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Banking on Intelligence: Anthony Morris on Embracing AI and Technology Transformation in Banking
Thought Leadership

Banking on Intelligence: Anthony Morris on Embracing AI and Technology Transformation in Banking

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Thought Leadership

The Mobile “Must-Haves” Reshaping Mortgage Technology

The mortgage industry has seen some significant changes in recent years with the introduction of digital technology solutions. Organizations are increasingly turning to technology for avenues of competitive advantage, leading many companies into a state of flux as they adjust their business model and digital mortgage strategies to create and maintain profitability with long-term success.

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Thought Leadership

5 Ways Financial Institutions Can Transform Credit Portfolio Management

In the rapidly evolving lending landscape, caused in part by the bank failures of 2023, credit portfolios are facing significant stress and heightened challenges, including rising default rates, fluctuating interest rates, and economic uncertainty. Coupled with strict regulatory demands for risk differentiation and portfolio diversification, these pressures are exposing the limitations of current credit portfolio monitoring processes, which are often static, reactive and subjective. As a result, financial institution (FI) leaders are rethinking their credit portfolio management practices.

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Thought Leadership

Shaping the Future of Credit Decisioning with Explainable AI

Artificial intelligence (AI) and machine learning (ML) are transforming how financial institutions approach credit decisions and traditional banking processes. By incorporating AI into the credit decisioning process, financial institutions can help create a more inclusive, intuitive, and impactful financial services landscape.

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Intelligence Everywhere: A New Era of Efficiency in Banking
Thought Leadership

How Financial Institutions Can Leverage Artificial Intelligence for Efficiency

As the financial services industry continues to evolve, efficiency has become a top priority. In order to maximize efficiency, stay competitive, and unlock new value streams, financial institutions (FIs) are leveraging the power of artificial intelligence (AI) throughout their business processes.

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Thought Leadership

The Importance of Interpretable AI in the Financial Services Industry

As we continue to witness the exponential rise of Artificial Intelligence (AI) in the financial services industry, it's crucial to understand the inner workings of the models driving these intelligent systems.

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Thought Leadership

Credit Portfolio Management: 5 Ways Financial Institutions Are Achieving Tangible Results

In the rapidly evolving lending landscape, caused in part by the bank failures of 2023, credit portfolios are facing significant stress and heightened challenges, including rising default rates, fluctuating interest rates, and economic uncertainty. Coupled with strict regulatory demands for risk differentiation and portfolio diversification, these pressures are exposing the limitations of current credit portfolio monitoring processes, which are often static, reactive and subjective. The Australian CRE market has seen an 8.5% decline in capital growth with the office sector being a major contributor to this decline due to its cumulative loss of 22%­­. As a result, financial institution (FI) leaders are rethinking their credit portfolio management practices.

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Thought Leadership

How nCino is Bringing Generative AI to Financial Services

Artificial Intelligence (AI), particularly Generative AI (Gen AI), has transformed industries in significant ways, and financial services is no exception.Today, financial institutions (FIs) grapple with a myriad of challenges. These include time-consuming loan processing, disparate data sources, resource-intensive loan origination processes, and the overwhelming task of interpreting large sets of data.At the same time, AI is unlocking new value streams for FIs, especially in the areas of efficiency and productivity, deal pricing and profitability optimization, credit risk management, compliance, and customer experience.

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Thought Leadership

Strategy Before Structure: Partnership in the Banking Industry

While banks are partnering with innovative and forward-thinking tech vendors to improve their business and services, not all of these partnerships are successful. Even with impressive products and glowing reviews, some tech vendors aren’t suitable matches for the banks they partner with.

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Thought Leadership

The Importance of Credit Risk Management for Financial Institutions

In the dynamic world of finance, managing risks effectively is not just a necessity—it's a hallmark of successful financial institutions.

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