The Leading Commercial Banking Solution on the Market

nCino's Commercial Banking Solution

Transform Your Commercial Banking Experience

300% increase in lending capacity
Reduce regulatory compliance costs
156% increase in the number of loans closed per year
Seamlessly collaborate with team members
Gain a total view of the customer relationship

The commercial banking industry is facing pressure from regulators, a challenging competitive environment, changing customer expectations and outdated technology. In order to combat these challenges, financial institutions need to balance growth, profitability, efficiency and risk, all while exceeding customer expectations. Built into nCino's Bank Operating System, the Commercial Banking Solution provides institutions with a seamless end-to-end experience, where customers and financial institutions interact on the same platform. nCino's single, secure platform replaces disparate systems within the institution with one digital/mobile-enabled solution that streamlines customer onboarding through deposit account opening, loan origination, underwriting and portfolio management. Third parties, such as regulators, can be provided instant access to nCino's platform, reducing review and audit times, as well as business process disruption. Leveraging nCino's suite of automated tools on an intuitive digital platform enables financial institutions to truly dominate the marketplace and exceed their customers' expectations.

A Banking Platform That Delivers Efficiency

Multiple devices running the nCino Bank Operating System
Customer Onboarding

Onboard customers and conduct needs assessments with streamlined workflow preconfigured with an institution's business processes.

Document Management

A configurable, integrated digital document repository allowing instant access to any document, based on an institution's policies.

Syndications and Participations

Financial institutions can efficiently track and manage intricate syndicated loans, all from one platform.

Loan Origination System

An embedded, best-in-class loan origination system designed to streamline loan processing and reduce time to approval.

Commercial Real Estate Analysis

Allows employees to evaluate commercial real estate that customers own or are considering purchasing to analyze property performance.

Portfolio Management

Analyze, track, manage and service multiple individual and/or business entities as well as loan performance to facilitate complex commercial transactions.

Deposit Account Opening

A standard workflow can be configured to open business accounts online or in-branch.

Construction Loan Administration

Provides a single platform to manage the construction process from budget creation through draw funding while tracking steps in between.

Credit Analysis

A suite of tools designed to reduce the overall turnaround time for credit delivery and improve credit and risk assessments.

Total Exposure

Equips financial institutions with the ability to view all relationships and their exposure at multiple levels.

Agriculture Lending

Streamline the entire agriculture lending process without rekeying information and providing full transparency into relationships.

Customer Engagement

Customers can open accounts, apply for loans, upload documentation and check on the status of loans through a digital portal that can be accessed anytime, anywhere, on any device.

"With nCino, our associates understand the lifecycle of the loan, we have better transparency within that process, we have better stability, and we have less risk."
Chris Brasher, Head of Enterprise at Regions Bank

Schedule Your Demo

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