nCino's Commercial Banking Solution
The commercial banking industry is facing pressure from regulators, a challenging competitive environment, changing customer expectations and outdated technology. In order to combat these challenges, financial institutions need to balance growth, profitability, efficiency and risk, all while exceeding customer expectations. Built into nCino's Bank Operating System, the Commercial Banking Solution provides institutions with a seamless end-to-end experience, where customers and financial institutions interact on the same platform. nCino's single, secure platform replaces disparate systems within the institution with one digital/mobile-enabled solution that streamlines customer onboarding through deposit account opening, loan origination, underwriting and portfolio management. Third parties, such as regulators, can be provided instant access to nCino's platform, reducing review and audit times, as well as business process disruption. Leveraging nCino's suite of automated tools on an intuitive digital platform enables financial institutions to truly dominate the marketplace and exceed their customers' expectations.
Onboard customers and conduct needs assessments with streamlined workflow preconfigured with an institution's business processes.
A configurable, integrated digital document repository allowing instant access to any document, based on an institution's policies.
Financial institutions can efficiently track and manage intricate syndicated loans, all from one platform.
An embedded, best-in-class loan origination system designed to streamline loan processing and reduce time to approval.
Allows employees to evaluate commercial real estate that customers own or are considering purchasing to analyze property performance.
Analyze, track, manage and service multiple individual and/or business entities as well as loan performance to facilitate complex commercial transactions.
A standard workflow can be configured to open business accounts online or in-branch.
Provides a single platform to manage the construction process from budget creation through draw funding while tracking steps in between.
A suite of tools designed to reduce the overall turnaround time for credit delivery and improve credit and risk assessments.
Equips financial institutions with the ability to view all relationships and their exposure at multiple levels.
Streamline the entire agriculture lending process without rekeying information and providing full transparency into relationships.
Customers can open accounts, apply for loans, upload documentation and check on the status of loans through a digital portal that can be accessed anytime, anywhere, on any device.
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